When a month's hard work and fatigue is paid off with a salary at the beginning and end of the month, it must be very pleasant, right. How not, just imagining it already wants to immediately tick the wish list.
However, why do you pay like your body when you are sleepy? volatile. Yes, the salary we receive seems to leave us faster than when we wait for it.
In fact, there are still many unchecked wishlists. Then, what is the cause? It could be, the following series of points are the cause. Let's see!
1. Tempted to Always Delivery Food
As a smartphone user with various applications that make life easier, you can make yourself prefer things that are practical and instant. For example, buying food through an application or delivery.
Indeed, this is not a bad thing. However, to be wiser in spending, you can make a salary allocation that will be spent on buying food through the application.
Don't hesitate to consider buying food that is more economical through the application or buying directly at the nearest store. Remember, food is meant to be full and healthy, not a measure of a person's social life. Because, there is still tomorrow that also requires food intake. However, the food must still be nutritious!
2. Easier Transactions Via E-Wallet
Digital wallet applications or E-wallet are increasingly filling the Play Store and App Store for download. Moreover, many e-wallets have been integrated with marketplaces and delivery applications.
Plus, it's very easy to top up your balance or top up your E-wallet via a smartphone. This makes you very fulfilled the practical criteria for getting something. So, it makes it easier to be able to participate in every promo or advertisement that is milling about on the internet.
In fact, these promos and advertisements are not what you need. So, so that things like this can be avoided, you can make a list of expenses and income from your salary. A kind of financial track so that you can avoid large pegs rather than poles. Agree, don't you?
3. Campaign Addiction Buy Now Pay Later
Online loan advertisements (pinjol) and paylater are very haunting on the internet. In fact, the marketing packaging is very similar to the situation. So, many make online or paylater loans a solution to financial problems.
Thanks to his campaign "buy now pay later" which became the mindset. Classic reasons such as being paid late when payday arrives, become a shield to justify the use of paylaters. If so, you can start buying with a paylater for goods whose selling value and benefits can increase.
You can reduce using a paylater for consumptive and consumable desires. There's nothing wrong with getting used to saving from salary to achieve something. So, every time you have a desire, you can calmly check the wishlist.
That's a row of reasons salary is always not enough. Apparently, the convenience offered in this era of globalization can also encourage consumptive actions, yes. Finally, the long-awaited salary, evaporates faster than turned around well.