Nowadays, we can see various daily affairs powered by artificial intelligence (AI). This AI function and feature has been able to enrich many things, in addition to making daily affairs easier. Searching for information is now easier, and even producing work is also given a touch of analytical input. If such a function is applied to financial affairs, it will certainly be more practical and beneficial. Realizing this potential, AEON Bank has presented Neko Sensei (ねこ先生), a personal financial management mentor with the objective of providing spending insights and creating awareness in more proactive budget management through AEON Bank's digital banking application.
Neko Sensei is designed to encourage customers to master smart spending tips and encourage you to be more sensitive and proactive in mastering your budget through practical financial management guides. It is like a budget friend or financial planner who can help translate complex financial data or questions into easy-to-use information or tips, thus helping you reduce financial leakage, and double your savings.
You may be wondering, why is it called Neko Sensei? Neko is AEON Bank's iconic mascot and Neko is the Japanese word for cat. The word Neko is combined with the word Sensei which can be translated as a thoughtful, wise and experienced expert, or also a teacher, mentor and advisor. AEON Bank combines financial rigor and an intuitive user interface, thus making Neko Sensei more customer-friendly.
Chat with Neko Sensei to Enrich Your Ringgit Literacy
Active AEON Bank customers are certainly aware of the Neko Sensei function which can now be accessed via the 'Neko Sensei' cat icon at the top of the application. Using it, you can ask any questions about finances, or about the budget, or even the affordability scenario before buying your dream product.
With the example questions provided, you can know the analysis generated, thus helping to uncover clues to improve your financial status, double your savings, and identify ways to avoid budget leakage.
You can browse the interface like a GenAI financial chat buddy. It is powered by sophisticated natural language processing technology.
Suitable for the diverse demographics in Malaysia, Neko Sensei can be accessed in both English and Malay. In the example below, even though you seem to be chatting with Neko Sensei, it still understands the context of the conversation, and then suggests several steps for your financial solution. For example, you can ask Neko Sensei, “I want to buy a second car in November this year, please suggest a way to control the budget so that I can double my savings and reduce wasteful spending.” Then, Neko Sensei will analyze your financial data summary and suggest practical actions that are easy for you to implement. Or maybe you want to know about tips to grab existing rewards, “Neko Sensei, how to double AEON Points to 800,000 reward points using Debit Card-i, because I want to redeem AEON Points for a good cashback.”
As shown above, Neko Sensei is also able to recommend AEON Bank products that suit your financial rhythm, thus enabling the maximum profit multiplication.
If you want to change the language option in the AEON Bank application, just click on the ‘Settings | Settings’ icon at the top left, then click ‘Change Language | Choose Language’.
Neko Sensei Analysis Helps See Your Spending Patterns
Apart from chatting with Neko Sensei, it is also able to analyze your spending patterns. So if you are planning your finances, you can easily see the display of expenses, as well as feedback from Neko Sensei regarding your spending. Maybe you can see that there is a period when you spend a lot on groceries, or make excessive online purchases.
This transaction display will also be separated by month and also by spending category, so you can indeed see usage patterns, anomalies, and if your financial pattern is an unhealthy pattern. All this information can be displayed by Neko Sensei to help you spend more prudently.
Use Neko Sensei to Explore AEON Bank's Dynamic Banking Features
Sometimes, unlike school subjects, financial awareness is not taught in the curriculum. Therefore, many people sometimes get stuck in financial problems, or feel embarrassed to seek advice and are not sure where to get useful information. With Neko Sensei, you can not only 'chat' about your transactions, you can also take things a step further by knowing the basics of finance. Terms such as Fixed Deposit, Hire Purchase Agreement, annual profit, all of these are explained easily through Neko Sensei. So there is no obstacle for you to get this kind of information.
For eligible deposit-based products under AEON Bank and AEON Bank Biz, including Savings Account-i, Savings Pot, Term Deposit-i, Business Current Account-i and Biz Term Deposit-i, the deposit is protected up to RM250,000 for each depositor. AEON Bank is a member of the Deposit Insurance Corporation of Malaysia (PIDM) and the deposit protection is automatic and free. For more information, visit the PIDM website.
With Neko Sensei, AEON Bank, which is also the first Sharia-compliant digital bank in Malaysia, is one step ahead in helping you manage your finances. Download the AEON Bank app and try Neko Sensei today.
Neko Sensei can be easily accessed through the AEON Bank app, alongside various dynamic functions and features that make banking activities easy and relaxed.
For more information, visit the AEON Bank website and get to know AI Neko Sensei better. Or even easier, download the AEON Bank app and try chatting Ringgit-wise with AI Neko Sensei.
