The end of the month is the same as the salary date. However, it seems that the salary money does not run out just like that. In addition to the consumptive lifestyle, the trend of using digital wallets can also be one of the triggers. The reason is, digital wallets make shopping easier and practical. However, this facility actually makes some people addicted to shopping.
So, make sure you are smart and intelligent while using a digital wallet. Launching a variety of resources, here are some ways to use digital wallets so as not to waste.
1. Create a Shopping List
The most effective way to use a digital wallet wisely is to limit spending. If you tend to spend impulsively, it's a good idea to make a shopping list according to need. You can create shopping lists based on preferences and create multiple waiting lists.
2. Fill in an adequate balance
The abundance of balance in digital wallets often makes people inclined to continue shopping. Therefore, you should replenish the balance of your digital wallet as needed. You can also ensure that your monthly budget balance is not wasted.
3. Avoid Credit
Some digital wallets now offer credit payment systems, also known as ‘pay later’. If you tend to be impulsive and find it difficult to manage finances, you should avoid payments with this system.
4. Take advantage of promos
Not always wasteful, digital wallets can also be a method to save on monthly expenses. The reason is, there are various promos that can be obtained ranging from discounts to cashback for the purchase of certain items.
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TIPS & TRICKS
