Managing daily finances goes beyond simply checking account balances or reviewing transaction records. To help users better understand their spending patterns, AEON Bank has introduced "Financial Purr-Sona"—a feature powered by "Neko Sensei," an AI-based financial assistant integrated into its banking app.
This feature is designed to help users gain insight into their financial habits based on their activity within the app. Through Financial Purr-Sona, Neko Sensei analyzes aspects such as savings, spending, financial planning, and payments to determine the profile that best aligns with an individual user's usage patterns.
For instance, a user who prioritizes saving might be assigned the "Tauke Tabung" (Savings Tycoon) profile, while someone who focuses on financial planning could receive the "Planner Pro Max" profile. Meanwhile, a prudent spender might be matched with the "Boss Anti-Bazir" (Anti-Waste Boss) profile, and those who consistently ensure that financial commitments and payments are met on time could be designated as a "Hutang Slayer" (Debt Slayer).
AEON Bank notes that these profiles are not permanent; they can evolve based on the user's app usage patterns and current financial habits. Additionally, AEON Bank offers a "Level-up" feature, which allows users to access financial management guidance through Neko Sensei.
