Approaching Eid al-Fitr, all civil servants (and employees of private companies have been waiting for bonuses by the government and the companies they work for. One's finances can be helped because of bonuses, considering that when Hari Raya almost all basic needs rise.
However, in its use must also be wise so as not to drain the bag. Given that everyone has different needs, the need to meet something must be based on priorities.
Allocating bonuses based on priority
There are principles that can be applied when getting a bonus, namely prioritizing obligations, needs, and lastly, wants.
Before allocating bonus money, it's a good idea to make a breakdown of your expenses so you can find out and make sure the spending is wise or not.
Launching from HaiBunda, here are some bonus priority allocations. Come on!
1. Pay Off Debt
Before you use the bonus money for Hari Raya shopping needs, you should pay off your debt first so you don't think about it and become a burden. This is because when you have taken care of Hari Raya affairs, chances are you can forget to pay installments or other debts.
Do not let you pay debts more than the due date because it can make you have to spend more money to pay the fine.
2. Paying Annual Obligations
Then, after paying your debt, you can allocate bonus money for other needs, such as paying house tax or vehicle tax. By paying your annual obligations, you will not think about forgetting to pay taxes again.
3. Alms
After paying off debts and paying obligations, you can allocate bonus money for charity. Especially during the month of Ramadan, Muslims are required to pay zakat.
In addition, you can also share with others by distributing food to underprivileged people around you, on the streets, or orphanage children.
4. Eid needs
After all the debts are settled, the alms are safe, you can use the remaining bonus money to meet Eid needs, such as food, drinks, and clothes. To be more efficient, you can take advantage of promos or discounts offered at supermarkets or e-commerce. Remember, don't buy things you really don't need!
From the explanation above, then when you get a bonus it's a good idea to immediately pay off the debt first then you can give charity without thinking about debt. You can give alms to anyone and anywhere, as long as it is with good intentions and sincerity. Hopefully by giving charity, you will get abundant fortune.